We built this budgeting tool for growing small business owners who need more control over cash flow, profitability, and forward planning.
It’s a similar structure to what we use internally when building strategic finance models for our clients—especially those earning $@M+ in revenue and ready to shift from reactive bookkeeping to proactive decision-making.
Who This Budget Planning Spreadsheet For
- Owners of service businesses doing $1–20M in revenue
- Founders who want to understand where their cash is actually going
- Anyone preparing for a sale, partner buy-in, or reinvestment strategy
- Leaders who want to manage growth without constant financial friction
Why You’d Use It
Most businesses don’t struggle because of revenue. They struggle because they don’t allocate properly.
This planner helps you:
- Set clear monthly, quarterly, and annual financial targets
- Allocate funds across taxes, compensation, reinvestment, and savings
- Track actual transactions against your model
- See variances and course correct in real time
- Build habits around reviewing burn rate, margin, and capital reserves
What’s Inside the Spreadsheet
- Fields tab to define assumptions and key inputs
- Allocations tab to create your custom allocation structure
- Transactions tab for real-time tracking
- Monthly / Quarterly / Yearly views to understand patterns
- Summary and Analysis tabs to tie it all together
Download the budget planner Excel spreadsheet.
Budget Planner – Clarity By Bennett
This tool is best used in tandem with a deeper financial strategy. If you need help building that structure, reach out to our team.